The Dream Deposit™

What is the Dream Deposit™?
Key Features and Benefits
Dream Deposit™ Costs and Savings

What is the Dream Deposit™?

The Dream Deposit™ is a low cost loan product used by property buyers to assist them with 'equity' or deposit portion of their property purchase. It works as a 'minor' loan alongside, or behind, the buyer's 'major' loan and it requires no repayments for a period of up to five years.

The Dream Deposit™ facility is only available for National Deposit Funding ‘approved’ properties.

The Dream Deposit™ facility is established as either a line of credit against an existing property or against the property being purchased or as a personal loan depending on each client application and the major banking or lending institution who jointly assess the package of the 'minor' and 'major' loan.

Key Features and Benefits

• Reduces the need to use your own money or equity
• Increased affordability
• Genuine value and no price inflation
• Low effective interest rate
• Better cash-flow management

USE LESS EQUITY - SAVE MORE INTEREST - BUY MORE PROPERTY

Dream Deposit™ Costs and Savings

Due to the nature of this facility we are pleased to confirm that we have been able to reduce many of the standard costs associated with lending arrangements. Therefore, in addition to National Deposit Funding requiring no interest charges or repayments for the entire five year term, there are also no exit fees and no additional costs for early repayment.

The cost of using a Dream Deposit™ loan is extemely low. This is because our loan is interest free and our application fee ($550) and loan fees are ONCE ONLY and are paid in advance for the five year term (2.4% x 5 years) with pro-rata fee refunds applying for early loan repayments to ensure the facility NEVER costs more than 2.4% (plus GST) per year! Very Importantly, the Dream Deposit™ helps you to spend less of your hard earned equity on your property purchase meaning you can save even more money, buy another property, or simply keep alot more of your equity in your own hands as a ‘cash reserve’ or to pay for cash-flow shortfalls on your property investment

CLICK HERE to use our Savings Calculator and see how much you will save in both interest costs and equity.

CLICK HERE to see how using a Dream Deposit compares with a conventional purchase.

NEED HELP???

Call us NOW on 1300 982 730
A Customer Relationship Manager will be allocated to you
(or your broker and solicitor) to guide you through the entire process
or to answer any of your questions!