Frequently Asked Questions

NEED HELP???

Call us NOW on 1300 982 730
A Customer Relationship Manager will be allocated to you
(or your broker and solicitor) to guide you through the entire process
or to answer any of your questions!

How can we afford loans at such a low cost and with no interest...ever?

National Deposit Funding works with property developers and builders who agree to accept the Dream Deposit condition which stipulates that the Dream Deposit funds they receive from the property sale can only be spent on other products supplied by National Deposit Funding(or its associates) at some point in the future.

What happens after five years?

The loan amount must be repaid in full (from your savings, by refinancing your primary bank loan, or by selling the property) or you may choose to extend your Dream Deposit™ facility for an additional five years on a 'Principal Only' repayment basis .

What happens if you sell or refinance before the end of five years?

Repayment of the loan amount in full will be required, however, there are NO early repayment fees of any kind and pro-rata fee refunds apply to ensure that the facility NEVER costs more than 2.4% (plus GST) per year!

What’s in it for me as a Buyer?

• Less cash or equity ‘locked’ up in the property
• Decreased overall interest rate and interest savings
• No servicing on the Dream Deposit loan
• Better cashflow management
• Saved cash/equity can be usd for another investment or used as a cash reserve
• Keep 100% of all the rental income, capital gains and tax benefits